Insurance Claim Lawyer in Chicago

When you pay your insurance premiums, you expect your insurance company to be there when you need them. Unfortunately, many Chicago residents learn insurance companies prioritize profits over people the hard way. Claims are frequently denied, delayed, or underpaid, leaving policyholders struggling.

If you need an insurance claim lawyer in Chicago, Shea Law Group can help. Our attorneys have extensive experience handling insurance arbitration. We will help you fight wrongful denials, bad-faith tactics, and unfair payouts.

Common Reasons Insurance Companies Deny Claims

Insurance companies will use any excuse to avoid paying you the full amount you’re owed. Some of the most common reasons they give include:

• Claiming your policy doesn’t cover the damage or injury
• Saying you missed a deadline for filing or reporting
• Arguing that your claim is fraudulent or lacks proof
• Offering a lowball settlement that doesn’t cover your costs

If your claim was denied for any reason, don’t accept it without a fight. Contact Shea Law Group today.

How an Insurance Lawyer in Chicago Helps You Fight Back

Many people assume they must accept whatever their insurance company tells them. However, you always have legal options. Shea Law Group fights back against insurance companies by:

• Reviewing your policy to determine the full benefits you are entitled to
• Negotiating aggressively to demand full and fair compensation
• Handling arbitration when necessary to resolve disputes
• Filing lawsuits in cases where insurance companies refuse to negotiate fairly

Our legal team is well-versed in Illinois insurance law, like the Illinois Insurance Act (215 ILCS ¶ 5/155). This provides additional penalties for insurers acting in bad faith. We also have extensive experience handling COVID-19 insurance claims and other complex disputes.

Suing an Insurance Company for Bad Faith in Chicago

Illinois law requires insurance companies to act in good faith when handling claims. If an insurer wrongfully denies your claim or refuses to investigate, they may be acting in bad faith.

Common Examples of Bad-Faith Insurance Practices:

• Unjustified denials without proper investigation
• Excessive delays in processing your claim
• Offering far less than your claim is worth
• Failing to communicate or provide reasoning for their decision

Is your insurer treating you unfairly? A Chicago insurance bad faith lawyer will help you file a bad-faith lawsuit to demand compensation. 

Courts have ruled in cases like Emerson v. American Bankers Ins. Co. and Butler v. Economy Fire & Cas. Co. that insurers must be held accountable for improper claim handling. Don’t let insurance companies take advantage of you. Take action today.

Why Choose Shea Law Group?

Choosing the right legal team can make all the difference in the outcome of your case. At Shea Law Group, we are committed to providing aggressive and compassionate representation to policyholders who have been wronged by insurers. Our firm stands out for several reasons, including:

• Aggressive Representation – We fight back against insurance companies and don’t settle for less.
• Proven Success – We have recovered over $100 million for our clients.
• Client-First Approach – We treat you with respect, not just as another case.
• Legal Expertise in Insurance Disputes – Our knowledge of Illinois insurance law ensures that insurers are held accountable.
• No Fees Unless We Win – You risk nothing by calling us today.